I go both ways, apply to rag, then wipe panel, or spray panel, then wipe. both ways then wiped with clean rag while panel is wet.
If I am doing a small area I will use the rag method. I have a lab bottle that has the applicator nozzle going into the bottom of the bottle. squeeze and fluid comes out the tip onto the cloth.
I learned many years ago to never apply a rag to the can top.
I use the blue shop towels on a roll from Costco. I had a problem once with them, which was a fault on my part, but could be caused before you were to purchase them.
I was rebuilding a 2005 Focus getting ready for color.
I wiped down the car and when I shot the base, wooooh nelly. Talk about a reaction, you could dam near see the folds in the towels there was such a pattern on the body.
I wiped the base off with reducer. Scuffed the panels, wiped down again making sure I didnt mix up my towels. Shot the base again and it was De Javu.
I cleaned the mess up again and started over with a roll of paper towels stolen from my wifes pantry. Presto - no more problems.
I had stored the 10 pack of blue towels in a metal cabinet which also has new sealed plastic qt and gallon bottles of motor oil.
The oil containers emitted vapors which were able to penetrade the plastic wrap on the towels and permiate the towels.
Since that day forward I have never stored the Costco blue towels in the cabinet and not had another problem.
Live and learn.